View and Compare 2025 Plan Options
Thanks for choosing Kaiser Permanente
Now's the time to make any changes to your coverage.
During open enrollment, which starts November 1, you can make changes to your health plan or switch to a different plan. By answering a few questions about your plan, you can compare it to other Kaiser Permanente plans and get personalized quotes for different options based on your needs and budget.
We appreciate your membership and look forward to continuing to help you thrive.
2 Compare plan options
Your {{CensusService.census.quoteYear}} plan options
Number of available plan options:
Plan description
Your Health Plan Premium
Family total
Your estimated financial help
Your Estimated Total Monthly Premium
Your Total Monthly Premium
Dental Benefits
Dental coverage is included in your health plan for members until the end of the month in which the member turns 19. You can add adult dental coverage for an additional monthly fee. Select dental benefits when you apply.
Dental Benefits
Dental coverage is included in your health plan for members until the end of the month in which the member turns 19. You can add adult dental coverage for an additional monthly fee. Select dental benefits when you apply.
Dental Benefits
Dental coverage is included in your health plan for members until the end of the month in which the member turns 19. You can add adult dental coverage for an additional monthly fee. Select dental benefits when you apply.
Dental Benefits
If you enroll in a KPIF (Kaiser Permanente Individual and Family) Plan, then by law you must also enroll in a separate pediatric dental plan with us or with another company, even if you are over 18. You can add optional family dental coverage for an additional monthly premium, which includes the required pediatric dental benefits. Select dental benefits when you apply.
Dental Benefits
You can choose to add dental coverage from Delta Dental for an additional monthly charge. An adult/family plan is available for adults and dependents 25 and younger. To cover children only, a pediatric plan is available for family members 18 and younger. For information about dental benefits and costs, please review your enrollment materials. Select dental benefits when you apply.
Dental Benefits
If you enroll in a KPIF (Kaiser Permanente Individual and Family) Plan, then by law you must also enroll in a separate pediatric dental plan with us or with another company, even if you are over 18. You can add optional family dental coverage for an additional monthly premium, which includes the required pediatric dental benefits. Select dental benefits when you apply.
Dental Benefits
Dependents under 19 must have pediatric dental coverage. You can purchase this coverage at an additional monthly premium through Kaiser Permanente or another company. There is no option for adding adult dental coverage. Select dental benefits when you apply.
- 1 Where appropriate and available. If you travel out of state, phone appointments and video visits may not be available due to state laws that may prevent doctors from providing care across state lines. Laws differ by state. This may exclude HSA-qualified deductible plans. High deductible health plans may require a copay or coinsurance for phone appointments and video visits.
- {{::footnote}}
The quotes shown above are estimates only and are subject to change. They’re not a binding contract between you and Kaiser Permanente. Kaiser Foundation Health Plan, Inc., reserves the right to change the terms of a plan with proper notification. This summary is for informational and comparison purposes only. Please see the membership documents for detailed information about specific plans and benefits.
Please note: For covered services subject to an annual deductible, you’ll pay the full charges for those services until you reach your annual deductible.
This plan summary is intended to highlight the most frequently asked about benefits, copays, coinsurance, and deductibles. For services subject to the deductible, you’ll have to pay health care expenses out of pocket until you meet your deductible. Most deductibles, copays, and coinsurance contribute to the annual out-of-pocket maximum. Please refer to the Combined Membership Agreement, Evidence of Coverage, and Disclosure Form (EOC) for complete details on your plan or for specific limitations and exclusions. To request a copy of the EOC please visit kp.org/plandocuments, call us at , or contact your broker.
This is a summary of the most frequently asked-about benefits and their copays, coinsurance, and deductibles. Please see the Membership Agreement, Disclosure Form, and Evidence of Coverage (EOC) for complete details about a specific plan or for specific limitations and exclusions. To request a copy of the EOC, visit kp.org/plandocuments, call us at , or contact your broker.
Unless otherwise noted, plans are offered and underwritten by Kaiser Foundation Health Plan, Inc., One Kaiser Plaza, Oakland, CA 94612. Neither Kaiser Foundation Health Plan, Inc., nor Kaiser Permanente Insurance Company provides or administers financial products, including health savings accounts (HSAs), and neither entity offers financial, tax, or investment advice. Members are responsible for their own investment decisions. If a member uses his or her HSA debit card to pay for something other than a qualified medical expense, the expenditure is subject to tax and, for individuals without disabilities or who are younger than 65, a 20% tax penalty. Please note that when an HSA provider pays disbursements, it doesn’t monitor whether they’re for qualified medical expenses. The member is responsible for determining whether expenses qualify for tax-free reimbursement from his or her HSA. Tax references relate to federal income tax only. The tax treatment of HSA contributions and distributions under state tax laws differs from the federal tax treatment. Consult with your financial or tax adviser for more information.
3 Change your plan
The plan you've chosen for 2025:
Change your plan at the health benefit exchange
The plan you've chosen is available through the health benefit exchange (also known as the online marketplace). To switch to this new plan, visit or call .
When can you change plans?
You can change plans during the annual open enrollment period, which starts November 1, 2024. For coverage starting January 1, 2025, you'll need to sign up for a new plan by December 1515, 2024.
Change your Kaiser Permanente plan
The plan you've chosen is eligible for financial help, based on your projected 2025 household income. You can now switch to an exchange plan through Kaiser Permanente and receive financial assistance if you qualify. Simply follow the “Apply with us” link to sign in and change your plan. Or call us at 1-800-238-1458 (TTY 711).
When can you change plans?
You can change plans during open enrollment, which starts November 1, 2024. For coverage starting January 1, 2025, you'll need to sign up for a new plan by December 1515, 2024.
- Estimated premium
- per month with your financial help
- per month
Change your plan at the health benefit exchange
The plan you've chosen is available through the health benefit exchange (also known as the online marketplace). To sign up, visit or call .
Once you get confirmation of your enrollment, be sure to call us to cancel your current Kaiser Permanente plan to avoid being charged for 2 plans.
When can you change plans?
You can change plans during open enrollment, which starts November 1, 2024. For coverage starting January 1, 2025, you'll need to sign up for a new plan by December 1515, 2024.
Change your Kaiser Permanente plan
The plan you've chosen is eligible for financial help, based on your projected {{newPlan.year}} household income. You can now switch to an exchange plan through Kaiser Permanente and receive financial assistance if you qualify.
Once you get confirmation of your enrollment, make sure to cancel your current plan to avoid being charged for 2 plans.
If you have questions, we can assist you over the phone. Simply call us at 1-800-238-1458 (TTY 711).
When can you change plans?
You can change plans during open enrollment, which starts November 1, 2024. For coverage starting January 1, 2025, you'll need to sign up for a new plan by December 1515, 2024.
- Estimated premium
- per month with your financial help
- per month
Change your Kaiser Permanente plan
It's easy to switch to the new plan you've chosen. Just download and complete an Account Change Form and mail or fax it back to us. Or call us at (TTY 711).
When can I change plans?
You can change plans during open enrollment, which starts November 1, 2024. For coverage starting January 1, 2025, you'll need to sign up for a new plan by December 1515, 2024.
- Your total monthly premium
Change your Kaiser Permanente plan
If you'd like to switch from a plan offered through the health benefit exchange to one offered directly through Kaiser Permanente, you'll need to apply with us now. If you have questions, we can assist you over the phone. Simply call us at 1-800-238-1458 (TTY 711).
Once you get confirmation of your enrollment, make sure to cancel your current plan at the health benefit exchange to avoid being charged for 2 plans.
Financial help
The plan you’ve selected isn’t eligible for financial help. If you have questions about financial help, call us at 1-800-238-1458 (TTY 711).
When can you change plans?
You can change plans during open enrollment, which starts November 1, 2024. For coverage starting January 1, 2025, you'll need to sign up for a new plan by December 1515, 2024.
- Your total monthly premium